MULTI-FAMILY APPRAISAL REVIEW
Sampletown Apts.
APPRAISER MAI Appraisals Inc.
REPORT DATE April 4, 2000
APPRAISAL EFFECTIVE DATE March 15, 2000
FINAL VALUE  $        12,100,000  
FINAL VALUE COMMENTS: no value to Phase 2 parcels
TOTAL UNITS (per UW rent roll)                         240 UNITS
VALUE / UNIT  $                 50,417 / UNIT
CONCLUDED DIRECT CAP RATE 9.250%
APPRAISAL REVIEWED BY Ernest Goodnumbers
REVIEW CONSIDERATIONS: REVIEWED COMMENT
1 APPROPRIATE APPRAISAL CERTIFICATIONS    
2 APPROPRIATE COLLATERAL DEFINITION    
3 ACCURATE DESCRIPTION OF IMPROVEMENTS    
4 Underwriter's Toolbox   Underwriter's Toolbox   Underwriter's Toolbox   Underwriter's Toolbox    
5 Underwriter's Toolbox   Underwriter's Toolbox   Underwriter's Toolbox   Underwriter's Toolbox    
6 Underwriter's Toolbox   Underwriter's Toolbox   Underwriter's Toolbox   Underwriter's Toolbox    
7 Underwriter's Toolbox   Underwriter's Toolbox   Underwriter's Toolbox   Underwriter's Toolbox    
8 Underwriter's Toolbox   Underwriter's Toolbox   Underwriter's Toolbox   Underwriter's Toolbox    
9 Underwriter's Toolbox   Underwriter's Toolbox   Underwriter's Toolbox   Underwriter's Toolbox    
10 Underwriter's Toolbox   Underwriter's Toolbox   Underwriter's Toolbox   Underwriter's Toolbox    
11 Underwriter's Toolbox   Underwriter's Toolbox   Underwriter's Toolbox   Underwriter's Toolbox    
12 Underwriter's Toolbox   Underwriter's Toolbox   Underwriter's Toolbox   Underwriter's Toolbox    
13 Underwriter's Toolbox   Underwriter's Toolbox   Underwriter's Toolbox   Underwriter's Toolbox    
14 Underwriter's Toolbox   Underwriter's Toolbox   Underwriter's Toolbox   Underwriter's Toolbox    
15 Underwriter's Toolbox   Underwriter's Toolbox   Underwriter's Toolbox   Underwriter's Toolbox    
16 Underwriter's Toolbox   Underwriter's Toolbox   Underwriter's Toolbox   Underwriter's Toolbox    
17 Underwriter's Toolbox   Underwriter's Toolbox   Underwriter's Toolbox   Underwriter's Toolbox    
18 Underwriter's Toolbox   Underwriter's Toolbox   Underwriter's Toolbox   Underwriter's Toolbox    
19 Underwriter's Toolbox   Underwriter's Toolbox   Underwriter's Toolbox   Underwriter's Toolbox    
20 Underwriter's Toolbox   Underwriter's Toolbox   Underwriter's Toolbox   Underwriter's Toolbox    
21 Underwriter's Toolbox   Underwriter's Toolbox   Underwriter's Toolbox   Underwriter's Toolbox    
22 Underwriter's Toolbox   Underwriter's Toolbox   Underwriter's Toolbox   Underwriter's Toolbox    
23 Underwriter's Toolbox   Underwriter's Toolbox   Underwriter's Toolbox   Underwriter's Toolbox    
24 RESULTING LOAN/VALUE AND LOAN/COST    
25 COLLATERAL RELEASE PROVISIONS / LOAN/VALUE IMPACT